Job Name:
Manager - Consumer Credit & Risk

General information

Location: Oak Park Heights, MN
Date:
08-Sep-2025
Company:
Andersen Corporation
Posting City: Oak Park Heights, MN
Ref #:
9395
Job Category:
Business Analytics, Finance and Accounting
Posting City:
Oak Park Heights
State:
MN

Description & Requirements

ANDERSEN CORPORATION SUMMARY:

At Andersen, we pride ourselves on our core values of Humility, Ownership, Meaningful connection, and Expertise - HOME. Headquartered in Bayport, Minnesota, Andersen Corporation is the largest window and door manufacturer in North America. We’re focused on bringing more light into people’s lives by helping them create healthier, happier spaces to build memories and do what they love. This applies to our team, too. 

In 2024, we were recognized as one of Newsweek’s America’s Greatest Workplaces for Women and Newsweek’s Most Trustworthy Companies in America. Earning the 2024 ENERGY STAR Partner of the Year—Sustained Excellence Award, Andersen is also committed to environmental health and sustainability. No matter your role, you’ll have the opportunity to make a difference at Andersen.

SUMMARY

The Manager of Consumer Credit and Risk leads the captive finance program's credit risk management function for unsecured home improvement loans and drives strategic risk initiatives across the program. This includes developing data-driven credit risk strategies, pricing, loan amount and offer strategy frameworks, managing complex portfolios, and engaging leadership to ensure sound credit decision-making while supporting business growth objectives.

PRIMARY RESPONSIBILITIES

  • Lead credit risk management & pricing for the captive finance program. Collaborate with leaders to develop the initial credit policy for the captive through data-driven credit risk models, pricing to meet profitability objectives, and loan amounts that balance risk and sales objectives. Document and maintain the credit policy and models through their evolution. Develop and implement robust credit risk strategies, including credit scoring models and risk mitigation policies, to optimize performance. Regularly assess the credit quality of the loan portfolio and ensure alignment with business goals, regulatory standards, and industry best practices. Conduct stress testing and scenario analysis to identify potential vulnerabilities in the loan portfolio. Identify third-party data providers that can provide data to inform our credit model for use in real-time decisioning. Make recommendations and implement credit policy adjustments.
  • Monitor loan performance, delinquency, charge-offs, and other key risk indicators on an ongoing basis. Develop and maintain comprehensive reports and dashboards to present portfolio trends and performance to leadership, bank sponsor(s), and capital partners.
  • Provide credit and analytical guidance and education to the broader team to foster a culture of continuous improvement. Lead initiatives for team training and development as pertains to both credit and analytical tools and modeling.

QUALIFICATIONS AND SKILLS

  • Bachelor's degree in math, statistics, or finance (MBA a plus)
  • Minimum of 5 years of experience in credit risk management, with a focus on point-of-sale lending (ideally in the home improvement vertical) or unsecured personal loans.
  • Strong analytical skills and the ability to interpret complex credit and financial data
  • Advanced proficiency in data analysis tools (e.g., Excel, SAS, SQL, Python) to understand and run risk and credit models. Experience in AI is a plus
  • Strong communication and presentation skills, with the ability to explain complex risk and financial concepts to non-technical stakeholders.

COMPENSATION 

Pay is based on several factors, including but not limited to work experience, education, geographic location, certifications, etc. Your recruiter can share more about the specific compensation package for your preferred role during the hiring process. Successful candidates in this role are expected to earn $108,941 to $168,859.


CULTURE AND BENEFITS:

“Be Orange. Be You” is how we express our belief that by embracing our differences and empowering you, we’ll be a stronger team able to accomplish what otherwise wouldn’t be possible. This Orange spirit has helped us become the #1 innovative window and door brand and the one homeowners love the most. It’s also why we’re committed to supporting you to approach each day with a bright outlook. 

Benefits include, and are not limited to:
• 401 (k) Plan, Employer Fixed Contributions & Company Matching
• Profit Sharing
• Medical, dental, prescription, vision coverage
• Tax-advantaged accounts for healthcare expenses
• Life Insurance
• Paid Time Off, Paid Holidays
• Paid Maternity Leave & Paid Parental Leave
• Dependent Care Flexible Spending Account
• Career Growth Planning & Nationwide Career Opportunities

PROFIT SHARING: In 2025 Andersen has set a profit sharing target of $3,500 per eligible employee, prorated as appropriate. Profit sharing will be paid out in quarterly installments to provide eligible employees with payments throughout the year, with payment amounts tied to quarterly operating profit performance.

VISA SPONSORSHIP: At this time, we are not sponsoring candidates for work authorization in this position. Should you independently secure work authorization, please consider applying to this position.

EQUAL OPPORTUNITY EMPLOYER: Andersen Corporation is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, disability, marital status, national origin, citizenship, genetic information, protected veteran status, or any other characteristics protected by law. Andersen Corporation will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of all applicable federal, state and local laws.

If you need a reasonable accommodation to complete a job application, participate in a job interview, or engage in any part of the hiring process, please contact TACompliance@andersencorp.com.

We look forward to seeing how your unique skills, background and experience will inspire our team and help us continue to be the leader we are today.
Posting City:
Oak Park Heights, MN
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